Category: Saving
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Budgeting Guide for a Single Person Earning $60,000
Creating a detailed budget tailored to your income and living expenses is a pivotal step towards financial stability and achieving your goals. If you’re a single person earning $60,000 annually and residing in a city like Chicago, Illinois, here’s a comprehensive guide to help you craft a realistic budget that suits your lifestyle and financial…
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2023 Retirement Plan Options
Creating a retirement plan early in your career is essential if you want to have a financially stable retirement. Just by diverting some of your paycheck to a tax-advantaged retirement savings plan, you can grow your wealth exponentially to achieve some peace of mind. But there may be other options depending on what your employer…
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Why You Should Start Investing Now – 2023
There is no better time than the present to start investing. Many people talk about and read about the ever impending recession or downturn in the stock market. But if you put that aside and zoom out over the last 5 years you will see that the stock market (looking at the SPDR S&P 500…
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How To Become A Minimalist
MINIMALISM DEFINES Generally speaking a minimalist lifestyle is intentionally living with fewer possessions — focusing only on the ones you need. In order to become a minimalist you will need to (1) get rid of excess junk you don’t need or hardly ever use (2) consume and spend less on possessions and unproductive activities (3) find…
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How To Make A Budget For 2023
Hello 2023! It is that time of year (the new beginning) where we all start a new diet, workout more, and make a promise to spend more time with our families. But how many of you have considered adjusting your budget and spending habits? Well, if you have not considered, you really should – it…
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Cryptocurrency and DeFi Explained
What’s DeFi? DeFi is a collective term for financial products and services that are accessible to anyone who can use Ethereum – anyone with an internet connection. With DeFi, the markets are always open and there are no centralized authorities who can block payments or deny you access to anything really. Services that were previously…
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Metaverse: Get Ready Player One
If you want to know more about companies ready to play in the Metaverse, then check out the Roundhill Ball Metaverse ETF (symbol: META). This is not financial advice, just my opinion based on the research I have done.
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2021 Decentralized Finance 101
What’s DeFi? DeFi is a collective term for financial products and services that are accessible to anyone who can use Ethereum – anyone with an internet connection. With DeFi, the markets are always open and there are no centralized authorities who can block payments or deny you access to anything. Services that were previously slow…
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Investing for Beginners 2021
INVESTING IN GENERAL Investing intimidates a lot of people. There are numerous options, and it can be hard to figure out which investments are right for your portfolio. Today we are going to discuss 10 of the most common types of investment and explain why you may want to consider including them in your portfolio. …
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Why You Should Practice Dividend Investing
What is Dividend Investing? Dividend investing is a strategy of buying stocks that pay dividends in order to receive a regular income from your investments. This income is in addition to any growth your portfolio experiences as the stock in it gains value. Dividends are payments a corporation makes to shareholders. When you own stocks…